A) many people lack an understanding of personal finance. B) financial matters have become so difficult that making decisions alone is impossible. C) many people are just not interested in making their own financial.
Download free Small-Business Spreadsheets (Balance Sheets, Income Statements, Cash Flow)
- Icompta 6 0 14 – Manage Personal Finances Statement Examples
- Icompta 6 0 14 – Manage Personal Finances Statement Template
- Icompta 6 0 14 – Manage Personal Finances Statements
- Icompta 6 0 14 – Manage Personal Finances Statement Example
- Money Make the most of your bank account. Whether you're looking for the best deals on Wirecutter picks or smart shopping and personal finance advice, we've got your back.
- Financial Management: Meaning and Importance Meaning:- “Financial management is nothing but to manage cash out flow by considering the cash inflow and future obligation towards family.” Why is Financial Planning Required Long term and short term objective. Secure the future of yourself and family. Unpredicted events.
- Only 6.9 percent of respondents correctly guessed E. Health-care costs are on the rise. According to the survey.
The Vertex42™ collection of financial spreadsheets includes templates designed specifically for small business owners. We hope that you will find them as useful as we have! The spreadsheets featured below also work with OpenOffice and Google Spreadsheets, so if you are operating your business on a very tight budget, hopefully you'll be able to make these financial templates work for you.
Financial Statement Templates
1
Business Plan Workbook ▶
Create a business plan using Word with a companion Excel workbook for customizing financial statements.
2
Balance Sheet Template ▶
Summarize what your company owns and owes. Compare to previous year(s).
3
Income Statement Template ▶
Provides a measure of economic performance for your company. Also called a Profit and Loss Statement
4
Cash Flow Statement Template ▶
Where does your company get and spend its cash?
5
Business Budget Template ▶
Contains two worksheets for creating a yearly business budget - for service providers or companies producing and selling goods. Based on the Income Statement template, with similar categories and layout.
6
12-Month Business Budget ▶
Create a 12-month breakdown of your sales and business expenses.
7
Business Budget and COGS Analysis ▶
Perform a detailed analysis of expenses and cost of goods sold (COGS) for multiple products.
8
Break Even Analysis Calculator ▶
Calculate the Break-Even Point or Payback Period for a new venture or product.
9
Profit and Loss Projection Template ▶
Based on the Business Budget template - helps you create a 3-year profit and loss projection.
10
Sales Forecast Template ▶
Create a sales forecast spreadsheet to use in your business plan, including estimated sales, COGS, and gross profit on a monthly basis over 3 years. Includes sample charts.
11
Business Startup Costs Template ▶
Estimate the startup costs for your new business. Essential for any business plan.
12
Depreciation Schedule Template ▶
Calculate yearly depreciation for multiple assets using the straight-line or declining balance methods.
13
Icompta 6 0 14 – Manage Personal Finances Statement Examples
Billing Statement Template ▶
A billing statement can be used as an invoice as well as an accounts receivable ledger. This works well as a customer account statement. It can also be used to bill a customer.
Icompta 6 0 14 – Manage Personal Finances Statement Template
14Personal Financial Statement ▶
Create and maintain your own personal financial statements, including a balance sheet for calculating net worth and a cash flow statement for budgeting.
15
Net Worth Calculator for Excel ▶
Calculate your net worth based on the total of all your assets minus your liabilities.
16
Petty Cash Log Template ▶
Customize and print a petty cash form for your business. Includes a reconciliation section.
17
SWOT Analysis Template ▶
Use a SWOT Analysis to routinely evaluates the health or your business or personal finances and find ways to grow and improve.
18
Icompta 6 0 14 – Manage Personal Finances Statements
Waterfall Chart Template ▶
Create a horizontal or vertical waterfall chart using Excel.
More Financial Statements
- NPV Calculator - A simple spreadsheet to help calculate Net Present Value and Internal Rate of Return of various investments.
- Financial Management Templates at templates.office.com - The new Microsoft Office® templates gallery has a few financial statements.
Related Content
Foundations in Personal Finance: High School Edition for Homeschool is our proven homeschool curriculum for grades 9–12, used by more than 30,000 families across the country.
Equipping and Inspiring Teens for Life
Homeschooling is a big commitment, but you're making a great investment in the lives of your kids. And when it comes to teaching them personal finance principles, we're here to help. Foundations in Personal Finance: High School Edition for Homeschool is designed as a complete curriculum, saving you time and equipping you with everything you need for a dynamic learning experience. The curriculum includes a student text, teacher resources, and lessons delivered via video by our Foundations team. Our team serves as the financial experts so you don't have to be, giving you back time to focus on your student(s).
In addition, more than thirty-five activities are included in the curriculum, which focus on providing personal finance knowledge and life skills in a student-centered, competency-based approach to learning. The activities also utilize our blended learning website, foundationsU.com.
The Foundations series currently includes editions for both high school and middle school grade levels. The high school edition can be used either as a stand-alone curriculum or as a deeper dive into financial literacy from the Foundations in Personal Finance: Middle School Edition for Homeschool.
- Comprehensive, flexible, turnkey personal finance curriculum
- Teaching delivered via video by the Foundations team of experts
- Homeschool version of student text with added Scripture references
- 150-plus-page digital teacher's guide
- Meets standards and benchmarks in all 50 states
- Meets all Jump$tart national standards
- Blended learning site with calculators, tools, and resources
- 35-plus student activities
Experience Chapter 1 for Free
Walk through these three easy steps to experience the course.
Money, the American Way
Chapter Summaries
Foundations in Personal Finance: High School Edition for Homeschool is designed in four 0003distinct units. Each unit contains three chapters taught on video by Dave Ramsey and his team of experts. The instructors creatively weave together humor and real-life stories that educate and reinforce sound principles of managing money. While watching on video, students follow along using the student text.
Chapter 1: Introduction to Personal Finance
Introduces the topic of personal finance, explores the evolution of the American credit industry, and highlights the importance of both knowledge and behavior when it comes to managing money.
Introduces the topic of personal finance, explores the evolution of the American credit industry, and highlights the importance of both knowledge and behavior when it comes to managing money.
Chapter 2: Saving
Emphasizes the importance of saving and explains the three reasons to save: emergencies, large purchases, and wealth building.
Emphasizes the importance of saving and explains the three reasons to save: emergencies, large purchases, and wealth building.
Chapter 3: Budgeting
Explores the purpose and process of writing a budget and the basics of banking, including balancing and reconciling a checking account.
Explores the purpose and process of writing a budget and the basics of banking, including balancing and reconciling a checking account.
Chapter 4: Debt
Identifies the devastating costs of using debt as a financial tool, debunks credit myths, explains the elements of a credit score, identifies organizations that maintain consumer credit records, and summarizes major consumer credit laws.
Identifies the devastating costs of using debt as a financial tool, debunks credit myths, explains the elements of a credit score, identifies organizations that maintain consumer credit records, and summarizes major consumer credit laws.
Chapter 5: Life After High School
Explores 21st Century post-secondary education and career options, highlights the importance of avoiding debt as a young adult, and explains how to cash flow a college education.
Explores 21st Century post-secondary education and career options, highlights the importance of avoiding debt as a young adult, and explains how to cash flow a college education.
Chapter 6: Consumer Awareness
Identifies factors that influence consumer behavior and the effect of inflation on buying power.
Identifies factors that influence consumer behavior and the effect of inflation on buying power.
![Icompta 6 0 14 – Manage Personal Finances Statement Icompta 6 0 14 – Manage Personal Finances Statement](https://www.icompta-app.com/help/ios/img/Transaction.png)
Chapter 7: Bargain Shopping
Highlights the importance of bargain shopping as part of a healthy financial plan and identifies important negotiation strategies.
Highlights the importance of bargain shopping as part of a healthy financial plan and identifies important negotiation strategies.
Icompta 6 0 14 – Manage Personal Finances Statement Example
Chapter 8: Investing & Retirement
Establishes basic investing guidelines, describes and compares various types of investments, and identifies elements of employer benefits and retirement plans.
Establishes basic investing guidelines, describes and compares various types of investments, and identifies elements of employer benefits and retirement plans.
Chapter 9: Insurance
Identifies the purpose of financial risk management as well as the appropriate and most cost-effective risk management strategies.
Identifies the purpose of financial risk management as well as the appropriate and most cost-effective risk management strategies.
Chapter 10: Money & Relationships
Identifies the differences among people's values and attitudes as they relate to money and highlights communication strategies for discussing financial issues.
Identifies the differences among people's values and attitudes as they relate to money and highlights communication strategies for discussing financial issues.
Chapter 11: Careers & Taxes
Examines the importance of pursuing a career in line with your strengths, the elements of effective goal setting, the best practices of successful people, and types of income and taxes.
Examines the importance of pursuing a career in line with your strengths, the elements of effective goal setting, the best practices of successful people, and types of income and taxes.
Chapter 12: Giving
Highlights the importance of giving of your time, talents, and money in order to serve others and leave a lasting legacy.
Highlights the importance of giving of your time, talents, and money in order to serve others and leave a lasting legacy.
Meet the Foundations Team
-
Dave Ramsey
America's trusted voice on money and business, Dave has authored seven best-selling books including The Total Money Makeover and Smart Money Smart Kids. The Dave Ramsey Show is heard by more than 11 million listeners each week on more than 550 radio stations and through digital outlets. -
Rachel Cruze
As a seasoned communicator and Ramsey Personality, Rachel Cruze has been speaking to groups as large as 10,000 for more than a decade. She co-authored the #1 New York Times best-selling book Smart Money Smart Kids with her dad, Dave Ramsey. -
Chris Hogan
A popular and dynamic speaker on the topics of personal finance, retirement, and leadership, Chris Hogan helps people across the country develop successful strategies to manage their money, both in their personal lives and businesses. His #1 best-selling book, Retire Inspired: It's Not an Age; It's a Financial Number, released in January 2016.